diff --git a/code/springboot/newBank/src/main/java/demo/weiyichi/controller/TransferAccount.java b/code/springboot/newBank/src/main/java/demo/weiyichi/controller/TransferAccount.java
new file mode 100644
index 000000000..d47230fce
--- /dev/null
+++ b/code/springboot/newBank/src/main/java/demo/weiyichi/controller/TransferAccount.java
@@ -0,0 +1,202 @@
+package demo.weiyichi.controller;
+
+
+import demo.weiyichi.model.AccountTab;
+import demo.weiyichi.model.ApiResponse;
+import demo.weiyichi.model.RecordTable;
+import demo.weiyichi.model.WithdrawMoneyDTO;
+import demo.weiyichi.model.TransferDTO;
+import demo.weiyichi.model.QueryDTO;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.jdbc.core.JdbcTemplate;
+
+import org.springframework.util.CollectionUtils;
+import org.springframework.web.bind.annotation.*;
+
+import javax.transaction.Transactional;
+import java.time.LocalDateTime;
+import java.time.format.DateTimeFormatter;
+import java.util.HashMap;
+import java.util.List;
+import java.util.Map;
+
+@RestController
+@RequestMapping("/weiyichi")
+public class TransferAccount {
+
+    // add 01
+    @Autowired
+    private JdbcTemplate jdbcTemplate;
+
+    //转账
+    @Transactional
+    @PostMapping("/transfer")
+    public ApiResponse<?> transfer(@RequestBody TransferDTO transferDTO) {
+        try {
+            // 参数校验
+            if (transferDTO.getOutCardNo() == null || transferDTO.getInCardNo() == null) {
+                return ApiResponse.error("INVALID_CARDNO", "卡号不能为空");
+            }
+            if (transferDTO.getAmount() == null || transferDTO.getAmount() <= 0) {
+                return ApiResponse.error("INVALID_AMOUNT", "转账金额必须大于0");
+            }
+
+            // 验证转出账户
+            String outSql = "SELECT * FROM account_tab WHERE cardNo = ?";
+            List<Map<String, Object>> outAccount = jdbcTemplate.queryForList(outSql, transferDTO.getOutCardNo());
+            if (CollectionUtils.isEmpty(outAccount)) {
+                return ApiResponse.error("ACCOUNT_NOT_FOUND", "转出账户不存在");
+            }
+
+            // 验证密码
+            if (!verifyAccountPassword(transferDTO.getOutCardNo(), transferDTO.getPassword())) {
+                return ApiResponse.error("PASSWORD_MISMATCH", "密码错误");
+            }
+
+            // 验证转入账户
+            String inSql = "SELECT * FROM account_tab WHERE cardNo = ?";
+            if (CollectionUtils.isEmpty(jdbcTemplate.queryForList(inSql, transferDTO.getInCardNo()))) {
+                return ApiResponse.error("ACCOUNT_NOT_FOUND", "转入账户不存在");
+            }
+
+            // 检查余额
+            double outBalance = Double.parseDouble(outAccount.get(0).get("balance").toString());
+            if (outBalance < transferDTO.getAmount()) {
+                return ApiResponse.error("INSUFFICIENT_BALANCE", "余额不足");
+            }
+
+            // 更新余额
+            jdbcTemplate.update("UPDATE account_tab SET balance = ? WHERE cardNo = ?",
+                    outBalance - transferDTO.getAmount(), transferDTO.getOutCardNo());
+            jdbcTemplate.update("UPDATE account_tab SET balance = balance + ? WHERE cardNo = ?",
+                    transferDTO.getAmount(), transferDTO.getInCardNo());
+
+            // 生成流水记录
+            generateTransferRecords(transferDTO, outBalance);
+            logger.info("转账成功：从 {} 到 {}，金额 {}",
+                    transferDTO.getOutCardNo(), transferDTO.getInCardNo(), transferDTO.getAmount());
+            return ApiResponse.success(null);
+        } catch (Exception e) {
+            logger.error("转账失败：{}", e.getMessage());
+            return ApiResponse.error("TRANSFER_FAILED", "转账失败");
+        }
+    }
+
+
+
+    // 账户查询
+    @GetMapping("/query")
+    public ApiResponse<Map<String, Object>> query(
+            @RequestParam String cardNo,
+            @RequestParam(required = false) String type,
+            @RequestParam(required = false) String filter,
+            @RequestParam(required = false) String startDate,
+            @RequestParam(required = false) String endDate) {
+
+        // 参数校验
+        if (cardNo == null || !cardNo.matches("\\d{16}")) {
+            return ApiResponse.error("INVALID_CARDNO", "卡号格式错误");
+        }
+
+        Map<String, Object> result = new HashMap<>();
+
+        // 余额查询
+        if (type == null || "balance".equals(type)) {
+            try {
+                String balanceSql = "SELECT balance FROM account_tab WHERE cardNo = ?";
+                Double balance = jdbcTemplate.queryForObject(balanceSql, Double.class, cardNo);
+                result.put("balance", balance);
+            } catch (Exception e) {
+                return ApiResponse.error("BALANCE_QUERY_FAILED", "余额查询失败");
+            }
+        }
+
+        // 交易记录查询
+        if (type == null || "transactions".equals(type)) {
+            try {
+                String transSql = buildTransactionSql(filter, startDate, endDate);
+                List<Map<String, Object>> transactions = jdbcTemplate.queryForList(transSql, cardNo);
+                result.put("transactions", transactions);
+            } catch (Exception e) {
+                return ApiResponse.error("TRANSACTION_QUERY_FAILED", "交易记录查询失败");
+            }
+        }
+
+        return ApiResponse.success(result);
+    }
+
+    //构建交易记录查询
+    private String buildTransactionSql(String filter, String startDate, String endDate) {
+        String sql = "SELECT " +
+                "date, cardNo, money, " +
+                "CASE serviceTy " +
+                "WHEN '1' THEN '存款' " +
+                "WHEN '2' THEN '取款' " +
+                "WHEN '3' THEN '转账' " +
+                "ELSE '未知' " +
+                "END AS serviceDesc, " +
+                "balance, recordNo " +
+                "FROM recordtable " +
+                "WHERE cardNo = ?";
+
+        if ("income".equals(filter)) {
+            sql += " AND serviceTy = '1'";
+        } else if ("expense".equals(filter)) {
+            sql += " AND serviceTy IN ('2', '3')";
+        }
+
+        if (startDate != null && endDate != null) {
+            sql += " AND date BETWEEN ? AND ?";
+        }
+
+        return sql;
+    }
+
+    //销户接口
+    @PostMapping("/closeAccount")
+    public ApiResponse<?> closeAccount(
+            @RequestParam String cardNo,
+            @RequestParam String password,
+            @RequestParam String staffNo,
+            @RequestParam String organiNm) {
+
+        // 参数校验
+        if (cardNo == null || cardNo.trim().isEmpty()) {
+            return ApiResponse.error("INVALID_CARDNO", "卡号不能为空");
+        }
+        if (password == null || password.trim().isEmpty()) {
+            return ApiResponse.error("INVALID_PASSWORD", "密码不能为空");
+        }
+
+        // 验证密码
+        if (!verifyAccountPassword(cardNo, password)) {
+            return ApiResponse.error("PASSWORD_MISMATCH", "密码错误");
+        }
+
+        // 检查余额
+        Double balance = getBalance(cardNo).getData();
+        if (balance == null || balance != 0) {
+            return ApiResponse.error("BALANCE_NOT_ZERO", "账户余额不为0，无法销户");
+        }
+
+        try {
+            // 更新账户状态
+            String updateSql = "UPDATE account_tab SET status = '2' WHERE cardNo = ?";
+            jdbcTemplate.update(updateSql, cardNo);
+
+            // 生成销户流水记录
+            RecordTable record = new RecordTable();
+            record.setCardNo(cardNo);
+            record.setServiceTy("4"); // 4-销户
+            record.setRecordNo(getRecordNo(staffNo, organiNm));
+            saveRecordTable(record);
+
+            logger.info("账户 {} 已销户，操作员工：{}", cardNo, staffNo);
+            return ApiResponse.success(null);
+        } catch (Exception e) {
+            logger.error("销户失败：{}", e.getMessage());
+            return ApiResponse.error("CLOSE_FAILED", "销户失败");
+        }
+    }
+
+}
\ No newline at end of file
diff --git a/code/springboot/newBank/src/main/java/demo/weiyichi/model/AccountTab.java b/code/springboot/newBank/src/main/java/demo/weiyichi/model/AccountTab.java
new file mode 100644
index 000000000..2bf501907
--- /dev/null
+++ b/code/springboot/newBank/src/main/java/demo/weiyichi/model/AccountTab.java
@@ -0,0 +1,161 @@
+package demo.weiyichi.model;
+
+/**
+ * @author Administrator
+ * 账户表
+ */
+public class AccountTab {
+
+    /**
+     * 账号(卡号)
+     */
+    private String cardNo;
+
+    /**
+     * 客户号
+     */
+    private String customNo;
+
+    /**
+     * 证件类型
+     */
+    private String idType;
+    /**
+     * 证件号码
+     */
+    private String idNo;
+    /**
+     * 开户机构
+     */
+    private String organiNm;
+    /**
+     * 开户日期
+     */
+    private String accountDa;
+
+    /**
+     * 开户员工（员工号）
+     */
+    private String accstaff;
+
+    /**
+     * 余额
+     */
+    private Double balance;
+
+    /**
+     * 类型（1个人、2企业）
+     */
+    private String acctype;
+
+    /**
+     * 存款类型 1存 2取
+     */
+    private String depositTy;
+
+    /**
+     * 账户状态 1 正常 2 销户
+     */
+    private String status;
+
+    /**
+     * 密码
+     */
+    private String password;
+
+    public String getCardNo() {
+        return cardNo;
+    }
+
+    public void setCardNo(String cardNo) {
+        this.cardNo = cardNo;
+    }
+
+    public String getCustomNo() {
+        return customNo;
+    }
+
+    public void setCustomNo(String customNo) {
+        this.customNo = customNo;
+    }
+
+    public String getIdType() {
+        return idType;
+    }
+
+    public void setIdType(String idType) {
+        this.idType = idType;
+    }
+
+    public String getIdNo() {
+        return idNo;
+    }
+
+    public void setIdNo(String idNo) {
+        this.idNo = idNo;
+    }
+
+    public String getOrganiNm() {
+        return organiNm;
+    }
+
+    public void setOrganiNm(String organiNm) {
+        this.organiNm = organiNm;
+    }
+
+    public String getAccountDa() {
+        return accountDa;
+    }
+
+    public void setAccountDa(String accountDa) {
+        this.accountDa = accountDa;
+    }
+
+    public String getAccstaff() {
+        return accstaff;
+    }
+
+    public void setAccstaff(String accstaff) {
+        this.accstaff = accstaff;
+    }
+
+    public Double getBalance() {
+        return balance;
+    }
+
+    public void setBalance(Double balance) {
+        this.balance = balance;
+    }
+
+    public String getAcctype() {
+        return acctype;
+    }
+
+    public void setAcctype(String acctype) {
+        this.acctype = acctype;
+    }
+
+    public String getDepositTy() {
+        return depositTy;
+    }
+
+    public void setDepositTy(String depositTy) {
+        this.depositTy = depositTy;
+    }
+
+    public String getStatus() {
+        return status;
+    }
+
+    public void setStatus(String status) {
+        this.status = status;
+    }
+
+    public String getPassword() {
+        return password;
+    }
+
+    public void setPassword(String password) {
+        this.password = password;
+    }
+}
diff --git a/code/springboot/newBank/src/main/java/demo/weiyichi/model/ApiResponse.java b/code/springboot/newBank/src/main/java/demo/weiyichi/model/ApiResponse.java
new file mode 100644
index 000000000..d069e22c7
--- /dev/null
+++ b/code/springboot/newBank/src/main/java/demo/weiyichi/model/ApiResponse.java
@@ -0,0 +1,27 @@
+package demo.weiyichi.model;
+
+/**
+ * 统一接口响应对象
+ */
+public class ApiResponse<T> {
+    private boolean success;
+    private String code;
+    private String message;
+    private T data;
+
+    // 构造方法和Getter/Setter
+    public ApiResponse(boolean success, String code, String message, T data) {
+        this.success = success;
+        this.code = code;
+        this.message = message;
+        this.data = data;
+    }
+
+    public static <T> ApiResponse<T> success(T data) {
+        return new ApiResponse<>(true, "SUCCESS", "操作成功", data);
+    }
+
+    public static ApiResponse<?> error(String code, String message) {
+        return new ApiResponse<>(false, code, message, null);
+    }
+}
\ No newline at end of file
diff --git a/code/springboot/newBank/src/main/java/demo/weiyichi/model/QueryDTO.java b/code/springboot/newBank/src/main/java/demo/weiyichi/model/QueryDTO.java
new file mode 100644
index 000000000..f4c7eadb5
--- /dev/null
+++ b/code/springboot/newBank/src/main/java/demo/weiyichi/model/QueryDTO.java
@@ -0,0 +1,49 @@
+package demo.weiyichi.model;
+
+import java.time.LocalDateTime;
+
+/**
+ * 整合查询接口请求参数
+ */
+public class QueryDTO {
+    private String cardNo;     // 卡号
+    private String type;       // 查询类型：balance（余额）、transactions（交易记录）
+    private String filter;     // 交易记录过滤：income（收入）、expense（支出）
+    private String startDate;  // 起始日期（格式：xxxx-yy-zz）
+    private String endDate;    // 结束日期（格式：xxxx-yy-zz）
+    private LocalDateTime date;     // 交易时间
+    private Double money;           // 交易金额
+    private String serviceDesc;     // 交易类型（存款、取款、转账）
+    private Double balance;         // 交易后余额
+    private String recordNo;        // 流水号
+    // Getter 和 Setter 方法
+    public String getCardNo() { return cardNo; }
+    public void setCardNo(String cardNo) { this.cardNo = cardNo; }
+
+    public String getType() { return type; }
+    public void setType(String type) { this.type = type; }
+
+    public String getFilter() { return filter; }
+    public void setFilter(String filter) { this.filter = filter; }
+
+    public String getStartDate() { return startDate; }
+    public void setStartDate(String startDate) { this.startDate = startDate; }
+
+    public String getEndDate() { return endDate; }
+    public void setEndDate(String endDate) { this.endDate = endDate; }
+
+    public LocalDateTime getDate() { return date; }
+    public void setDate(LocalDateTime date) { this.date = date; }
+
+    public Double getMoney() { return money; }
+    public void setMoney(Double money) { this.money = money; }
+
+    public String getServiceDesc() { return serviceDesc; }
+    public void setServiceDesc(String serviceDesc) { this.serviceDesc = serviceDesc; }
+
+    public Double getBalance() { return balance; }
+    public void setBalance(Double balance) { this.balance = balance; }
+
+    public String getRecordNo() { return recordNo; }
+    public void setRecordNo(String recordNo) { this.recordNo = recordNo; }
+}
\ No newline at end of file
diff --git a/code/springboot/newBank/src/main/java/demo/weiyichi/model/RecordTable.java b/code/springboot/newBank/src/main/java/demo/weiyichi/model/RecordTable.java
new file mode 100644
index 000000000..dd0b0b5b8
--- /dev/null
+++ b/code/springboot/newBank/src/main/java/demo/weiyichi/model/RecordTable.java
@@ -0,0 +1,72 @@
+package demo.weiyichi.model;
+
+/**
+ * @author Administrator
+ */
+public class RecordTable {
+
+    /**
+     * 卡号
+     */
+    private String cardNo;
+
+    /**
+     * 金钱
+     */
+    private Double money;
+
+    /**
+     * 存取钱 1存钱 2取钱
+     */
+    private String serviceTy;
+
+    /**
+     * 金额
+     */
+    private Double balance;
+
+    /**
+     * 流水号
+     */
+    private String recordNo;
+
+    public String getCardNo() {
+        return cardNo;
+    }
+
+    public void setCardNo(String cardNo) {
+        this.cardNo = cardNo;
+    }
+
+    public String getServiceTy() {
+        return serviceTy;
+    }
+
+    public void setServiceTy(String serviceTy) {
+        this.serviceTy = serviceTy;
+    }
+
+    public Double getMoney() {
+        return money;
+    }
+
+    public void setMoney(Double money) {
+        this.money = money;
+    }
+
+    public Double getBalance() {
+        return balance;
+    }
+
+    public void setBalance(Double balance) {
+        this.balance = balance;
+    }
+
+    public String getRecordNo() {
+        return recordNo;
+    }
+
+    public void setRecordNo(String recordNo) {
+        this.recordNo = recordNo;
+    }
+}
diff --git a/code/springboot/newBank/src/main/java/demo/weiyichi/model/TransferDTO.java b/code/springboot/newBank/src/main/java/demo/weiyichi/model/TransferDTO.java
new file mode 100644
index 000000000..dcd876072
--- /dev/null
+++ b/code/springboot/newBank/src/main/java/demo/weiyichi/model/TransferDTO.java
@@ -0,0 +1,57 @@
+package demo.weiyichi.model;
+
+/**
+ * 转账操作数据传输对象
+ */
+public class TransferDTO {
+    /**
+     * 转出账户卡号
+     */
+    private String outCardNo;
+    /**
+     * 转入账户卡号
+     */
+    private String inCardNo;
+    /**
+     * 转账金额
+     */
+    private Double amount;
+    /**
+     * 转出账户密码
+     */
+    private String password;
+
+
+    // Getter 和 Setter 方法
+    public String getOutCardNo() {
+        return outCardNo;
+    }
+
+    public void setOutCardNo(String outCardNo) {
+        this.outCardNo = outCardNo;
+    }
+
+    public String getInCardNo() {
+        return inCardNo;
+    }
+
+    public void setInCardNo(String inCardNo) {
+        this.inCardNo = inCardNo;
+    }
+
+    public Double getAmount() {
+        return amount;
+    }
+
+    public void setAmount(Double amount) {
+        this.amount = amount;
+    }
+
+    public String getPassword() {
+        return password;
+    }
+
+    public void setPassword(String password) {
+        this.password = password;
+    }
+}
\ No newline at end of file
diff --git a/code/springboot/newBank/src/main/java/demo/weiyichi/model/WithdrawMoneyDTO.java b/code/springboot/newBank/src/main/java/demo/weiyichi/model/WithdrawMoneyDTO.java
new file mode 100644
index 000000000..665118704
--- /dev/null
+++ b/code/springboot/newBank/src/main/java/demo/weiyichi/model/WithdrawMoneyDTO.java
@@ -0,0 +1,69 @@
+package demo.weiyichi.model;
+
+
+/**
+ * @author Administrator
+ */
+public class WithdrawMoneyDTO {
+
+    /**
+     * 账号
+     */
+    private String cardNo;
+    /**
+     * 金额
+     */
+    private Double money;
+    /**
+     * 存取 1存 2取
+     */
+    private String serviceTy;
+    /**
+     * 员工编号
+     */
+    private String staffNo;
+    /**
+     * 机构号
+     */
+    private String organiNm;
+
+    public String getCardNo() {
+        return cardNo;
+    }
+
+    public void setCardNo(String cardNo) {
+        this.cardNo = cardNo;
+    }
+
+    public Double getMoney() {
+        return money;
+    }
+
+    public void setMoney(Double money) {
+        this.money = money;
+    }
+
+    public String getServiceTy() {
+        return serviceTy;
+    }
+
+    public void setServiceTy(String serviceTy) {
+        this.serviceTy = serviceTy;
+    }
+
+    public String getStaffNo() {
+        return staffNo;
+    }
+
+    public void setStaffNo(String staffNo) {
+        this.staffNo = staffNo;
+    }
+
+    public String getOrganiNm() {
+        return organiNm;
+    }
+
+    public void setOrganiNm(String organiNm) {
+        this.organiNm = organiNm;
+    }
+}
diff --git a/code/springboot/newBank/src/main/java/demo/weiyichi/储蓄接口文档.docx b/code/springboot/newBank/src/main/java/demo/weiyichi/储蓄接口文档.docx
new file mode 100644
index 000000000..2fbe2b4df
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